What about my National Insurance contributions?

Until 5 April 2016 the LGPS was contracted out of the State Second Pension (S2P) with members paying reduced National Insurance contributions on earnings between the Lower Earnings Limit and the Upper Accruals Point, unless they opted to pay the married woman’s/widow’s reduced rate of National Insurance.

With effect from 6 April 2016 the government removed the 1.4% reduction in National Insurance contributions for all contracted out pension schemes.