If you wish to opt out in the first three months of membership

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What happens after you opt out depends on how long you have been a member of the LGPS.
 
If you opt out of the LGPS before you complete three months’ membership, you will be treated as never having been a member. Your employer will refund any contributions that you have paid through your pay.
 
Any contributions you have paid will be refunded if you opt out after less than three months, even if you have a deferred LGPS pension or an LGPS pension is being paid to you.
 

Request an election form

You must request and complete an election form from Merseyside Pension Fund if you wish to opt out before completing three months' membership:
 
  • You can download the election form here or
  • You can request the election form to be posted to your home address on 0151 242 1392.
 
You must return the completed form to your employer.