If the State Pension Age changes in the future how does this affect my LGPS pension?

As the Normal Pension Age is linked to State Pension Age any changes in the future will apply to all the pension you build up in the scheme after 31 March 2014.

 

That means that the age when you can take your pension without suffering any actuarial reduction or actuarial increase to your pension will change.

 

If you built up membership in the LGPS before April 2014 then you will have membership in the final salary scheme. These benefits have a different Normal Pension Age, which for most is age 65.

 

For further information about benefits built up before 1 April 2014 please read the section I joined the LGPS before 1 April 2014.