An eligible child is:
- a natural child born before, on or within 12 months of a member’s death
- an adopted child born before or on the date of the member’s death
- a step-child or a child accepted by the deceased member as a member of the family who was dependent on the member at the date of death.
A child sponsored by the member through a registered charity is not an eligible child.
An eligible child must also be:
under age 18, or
aged under 23 and in full-time education or vocation training. Your pension fund can continue to treat a child as an eligible child even of there has been a break in full-time or vocational training, or
under age 23 and unable to engage in gainful employment because of physical or mental impairment, or
over age 23, unable to engage in gainful employment because of permanent physical or mental impairment and the child was dependent on the member at the date of death because of that impairment. An independent registered medical practitioner must give their opinion on whether the impairment is likely to be permanent.
Gainful employment means paid employment for at least 30 hours per week that lasts for at least a year.