Other ways to increase your retirement income

These are similar to in-house AVCs but are not linked to the LGPS in anyway. With Free Standing Additional Voluntary Contributions, you choose a provider, usually an insurance company. You may want to consider the different charges, alternative investments and past performance when you do this.

 

You can pay into a personal pension plan or stakeholder pension scheme at the same time as paying into the LGPS. With these arrangements, you choose a provider, usually an insurance provider. You need to consider their charges, alternative investments and past performance when you choose.