If you left the LGPS on or after 1 April 2014, your deferred benefits are normally payable at your Normal Pension Age [1] in the LGPS.

 

However, there are two ways in which your deferred benefits can be paid earlier:

 

 

Your deferred benefits increase in value every year, until payment. Your pension will continue to receive cost of living increases every year, as it is paid to you: as the cost of living increases, so will your benefits.