How does it affect my State Retirement Pension?
In addition to your LGPS benefits, you may also qualify for a state retirement pension paid by the government from State Pension Age [1].
The State Pension is based on the National Insurance contributions you pay, or which are given as credits, during your working life.
Until 5 April 2016, an Additional State Pension, also known as the State Earnings Related Pension Scheme (SERPS) [2] or State Second Pension (S2P) [3] , was the part of your state pension that depended on your earnings from April 1978. Until 6 April 2016 LGPS members were contracted out of the Additional State Pension and most paid lower national insurance contributions as a result.
- State Pension Age is currently age 65 for men.
- State Pension Age for women is currently being increased to be equalised with that for men and will reach 65 by November 2018.
Date of Birth | New State Pension Age |
Before 6 April 1950 | 60 |
6 April 1950 - 5 April 1951 | In the range 60-61 |
6 April 1951 - 5 April 1952 | In the range 61-62 |
6 April 1952 - 5 April 1953 | In the range 62-63 |
6 April 1953 - 5 August 1953 | In the range 63-64 |
6 August 1953 - 5 December 1953 | In the range 64-65 |
Date of Birth | New State Pension Age |
6 December 1953 - 5 October 1954 | In the range 65-66 |
After 5 October 1954 | 66 |
6 August 1953 - 5 December 1953 | In the range 64-65 |