If you leave your job before retirement and have met the 2 years vesting period

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If you leave your job before retirement and you meet the two year vesting period, you will have deferred benefits in the LGPS.
 
Your deferred pension will increase each April in line with the cost of living. A death grant will generally be paid if you die as a deferred member. Your partner and children may also receive dependants’ pensions.
 
Your deferred pension will be held in the LGPS until:
 
  • you choose to take your deferred pension. You can generally take your deferred pension at any time between age 55 and 75. You may be able to take it earlier if you are too ill to work.
  • you transfer your deferred benefits to another pension arrangement.
 
Special rules apply if you have more than one job in the LGPS and if your job is moved to a private contractor.