What if I'm currently paying extra contributions or might wish to do so in the future - is this possible when in the 50/50 section?

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Columns of coinsAs the 50/50 section is considered a short term option for use in times of financial difficulty it's not expected that you will remain in the section for a long period of time.
 
The rules of the Scheme do not therefore permit you to pay additional contributions in certain circumstances when you are in the 50/50 section.
 
The effect on additional contribution options are as follows:
 
 
Type of Contract Effect of being in 50/50 section
   
  • Additional Pension Contribution (APC) Contract (full cost to you to buy extra pension)
  • Shared Cost Additional Pension Contribution Contract (SCAPC) (cost shared between you and your employer to buy extra pension)
Existing Contracts - Must Cease
   
   
  • Additional Voluntary Contributions (AVC)
  • Shared Cost Additional Voluntary Contributions (SCAVC)
  • Additional Pension Contribution (APC) Contract (full cost to you to buy lost pension because of a trade dispute or unpaid authorised leave of absence)
  • Shared Cost Additional Pension Contribution (SCAPC) Contract (cost shared between you and your employer to buy lost pension due to unpaid authorised leave of absence or unpaid additional maternity leave or adoption leave or shared parental leave).
Existing Contracts  - Can Continue
(at the same rate as before you elected for the 50/50 option)
   
   
  • Additional Pension Contribution (APC) Contract (full cost to you to buy extra pension)
  • Shared Cost Additional Pension Contribution Contract (SCAPC) (cost shared between you and your employer to buy extra pension)
New Contracts - Not Permitted
   
   
  • Additional Voluntary Contributions (AVC)
  • Shared Cost Additional Voluntary Contributions (SCAVC)
Existing Contracts - Can Continue
(at the same rate as before you elected for the 50/50 option)
   
   
  • Additional Voluntary Contributions (AVC)
  • Shared Cost Additional Voluntary Contributions (SCAVC)
  • Additional Pension Contribution (APC) Contract (full cost to you to buy lost pension because of a trade dispute or unpaid authorised leave of absence)
  • Shared Cost Additional Pension Contribution Contract (SCAPC) (cost shared between you and your employer to buy lost pension due to unpaid authorised leave of absence or unpaid additional maternity leave or adoption leave or shared parental leave).
New Contracts - Permitted
   
 
  • Added years contract
Existing Contracts - Can Continue
(at the same rate as before you elected for the 50/50 option)
Please Note: These contracts only apply to scheme members who took out such contracts before 1 April 2008.
 
   
  • Additional Regular Contributions (ARC) contract
  • Additional Survivor Benefit Contributions (ASBC) contract
Existing Contracts - Can Continue
(at the same rate as before you elected for the 50/50 option)
Please Note:  These contracts only apply to scheme members who took out such contracts before 1 April 2014.
   
   
  • Part-time buy-back contract
Existing Contracts - Can Continue
(at the same rate as before you elected for the 50/50 option).
   
   
  • Part-time buy-back contract
New Contracts - Permitted