What happens to life cover and ill health cover when you are in the 50/50 section?

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UmbrellaIn the 50/50 section you build up half your normal pension because you are paying half your normal contributions.

However, if you were to die in service the lump sum death grant and any survivor pensions would be worked out as if you were in the main section of the Scheme.

If you are awarded an ill health pension under Tier 1 or Tier 2 whilst in the 50/50 section, the amount of any ill health enhancement added to your pension is worked out as if you were in the main section of the LGPS.