If you wish to opt out in the first 3 months of membership
Printer-friendly versionIf you opt out of the LGPS before completing 3 months membership you will be treated as never having been a member and your employer will refund the contributions to you through your pay.
If you wish to opt out of the LGPS within your first 3 months of membership, you must complete an election form from the Fund and return to your employer.
Please Note:
If you opt out of the LGPS:
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on the date that your employer is first required to comply with the automatic enrolment provisions under the Pensions Act 2008, your employer will automatically enrol you back into the LGPS, if you are an eligible jobholder at that time in the job that you’ve opted out from, or
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if on the date your employer is first required to comply with the automatic enrolment provisions under the Pensions Act 2008, you are not an eligible jobholder at that time in the job you opted out from, your employer will, if you subsequently become an eligible jobholder in that job, automatically enrol you back into the LGPS from the automatic enrolment date.
Your employer must notify you if this happens. You would then have the right to again opt out of the LGPS.
If you stay opted out your employer will normally automatically enrol you back into the LGPS approximately every 3 years from the date they have to comply with the automatic enrolment provisions provided, at the date your employer has to enrol you back in, you are an Eligible Jobholder.
However, in any of the above cases, your employer can choose not to automatically enrol you if:
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you had opted out of the LGPS less than 12 months prior to the date you would have been automatically enrolled in the job, or
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notice to terminate employment has been given before the end of the period of 6 weeks beginning with what would have been automatically enrolled in the job, or
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your employer has reasonable grounds to believe that, on what would have been the date they would have automatically enrolled you, you hold Primary Protection, Enhanced Protection, Fixed Protection, Fixed Protection 2014, or Individual Protection 2014, Fixed Protection 2016 or Individual Protection 2016, or
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you hold office as a director of the company by which you are employed, or
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you are a member of a limited liability partnership (LLP), have earnings payable by the LLP but you are not treated for income tax purposes as being employed by the LLP.