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YOUR STATE PENSION

In addition to your LGPS benefits, you may also qualify for a state retirement pension paid by the Government from State Pension Age. The State Pension is based on the National Insurance contributions you pay, or are given as credits, during your working life.
 
The Additional State Pension, also known as the State Earnings Related Pension Scheme (SERPS) or State Second Pension (S2P), is the part of your state pension that depends on your earnings since April 1978. LGPS members are contracted out of the Additional State Pension and most pay lower national insurance contributions as a result.
 
 
The increase in State Pension Age for women will be phased in gradually from the year 2010 as shown below:
 
Date of Birth State Pension Age
Before 6 April 1950  60
6 April 1950 - 5 April 1951 Between 60 & 61
6 April 1951 - 5 April 1952 Between 61 & 62
6 April 1952 - 5 April 1953 Between 62 & 63
6 April 1953 - 5 April 1954 Between 63 & 64
6 April 1954 - 5 April 1955 Between 64 & 65
After 5 April 1955 65
 
Please Note                                    
Currently, State Pension Age for men and women is set to rise to age 66 by 2026, to age 67 by 2036 and to age 68 by 2046. The Coalition Government has announced it is going to review whether the date at which State Pension Age will increase from age 65 to age 66 should be brought forward