GUIDES AND FACT SHEETS FOR PENSIONERS
The Fund publishes a number of guides and fact sheets to tell you about the main features of the Scheme, the type of benefits you can look forward to in retirement, and how soon you can draw them. We also look at what happens if you fall ill, are made redundant, or die.
We hope you find the guidance useful. We have deliberately used simple terms wherever possible in our guidance and avoided much technical detail which appears in the Scheme regulations. It is the actual regulations however which will be used in the event of any dispute or disagreement.
| Guides |
| Guide: Planning your Retirement |
 AUGUST 2009 (PDF, 48 pages, 780KB)  You can look forward to enjoying a guaranteed package of benefits when you retire. In this guide, we look at how your retirement benefits are worked out and when you can retire if you pay into the LGPS on or after 1 April 2008.
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| Fact Sheets |
| Fact Sheet: Tax and your Benefits |
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DECEMBER 2009 (PDF, 8 pages, 171KB) In this fact sheet we look at the HM Revenue and Customs (HMRC) rules that govern pension savings.
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| Fact Sheet: Pensions and Divorce/Dissolution |
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OCTOBER 2008 (PDF, 4 pages, 110KB) In this fact sheet, we look at what happens to your LGPS benefits if you get divorced or your civil partnership is dissolved.
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Fact Sheet: Life Cover in the LGPS
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 Download
JANUARY 2010 (PDF, 6 pages, 99KB) This fact sheet details how the Scheme provides valuable life cover and financial protection to your family in the event of your death.
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| Fact Sheet: Change in Dependant's Benefits |
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FEBRUARY 2010 (PDF, 4 pages, 136KB) This fact sheet explainins recent changes to the LGPS which may affect the survivor’s pension payable on your death if you are in a registered civil partnership or have nominated a cohabiting partner.
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