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FUND GUIDES

 
The Fund publishes a number of guides to tell you about the main features of the Scheme, the type of benefits you can look forward to in retirement, and how soon you can draw them. We also look at what happens if you fall ill, are made redundant, or die.
 
We hope you find the guidance useful, whether retirement is many years away or just around the corner. We have deliberately used simple terms wherever possible in our guidance and avoided much technical detail which appears in the Scheme regulations. It is the actual regulations however which will be used in the event of any dispute or disagreement.
 
A Brief Guide to the Local Government Pension Scheme
PDF Document APRIL 2013 (PDF, 24 pages, 3.29MB) Opens New Window

 
 
 
 
This guide is for those employees who were contributing members of the LGPS on 1 April 2008 or who have subsequently joined. It explains the benefits available to you when you join the Scheme, together with how the Scheme works, what it costs to join and the financial protection that it offers to you and your family.
Increasing your Benefits
 APRIL 2012 (PDF, 2 pages, 1.21MB) Opens New Window
 
 
 
 
This guide explores the options available to members when considering how to increase their benefits via a pension arrangement.

Councillors Guide to the Local Government Pension Scheme
 DECEMBER 2010 (PDF, 47 pages, 184KB) Opens New Window
 
 
 
 
This guide provides full information for those local councillors who are offered membership of the LGPS under their Council's scheme of allowances and who are under age 75.

Planning your Retirement
 FEBRUARY 2013 (PDF, 44 pages, 1.28MB) Opens New Window
 
 
 
 
You can look forward to enjoying a guaranteed package of benefits when you retire. In this guide, we look at how your retirement benefits are worked out and when you can retire if you pay into the LGPS on or after 1 April 2008. 
The Dependants' Guide
 MARCH 2013 (PDF, 44 pages, 2.25MB) Opens New Window
 
 
 
In the main, this guide deals with the Local Government Pension Scheme (LGPS) benefits payable to dependants on the death of a Scheme member. It explains who is eligible, how to make a claim, the necessary documents you need to produce and the procedures to follow.