FUND FACT SHEETS
The Fund publishes a number of fact sheets to tell you about the main features of the Scheme and more specific guidance.
We hope you find the guidance useful, whether retirement is many years away or just around the corner. We have deliberately used simple terms wherever possible in our guidance and avoided much technical detail which appears in the Scheme regulations. It is the actual regulations however which will be used in the event of any dispute or disagreement.
| Fact Sheet 1: Reductions in Pay |
 JULY 2009 (PDF, 3 pages, 104KB)  This fact sheet is intended for those whose level of pay is reduced by reasons other than a change in the hours worked.
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| Fact Sheet 2: Tax and your Benefits |
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DECEMBER 2009 (PDF, 8 pages, 171KB) In this fact sheet we look at the HM Revenue and Customs (HMRC) rules that govern pension savings.
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| Fact Sheet 3: Contribution Bands |
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FEBRUARY 2009 (PDF, 1 page, 96KB) From 1 April 2009, the contribution rate will change for all contributing members.
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| Fact Sheet 4: Your Pensions Choice |
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OCTOBER 2008 (PDF, 8 pages, 220KB) In this fact sheet we look at your pensions choice, who can join the LGPS and the cost of joining.
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| Fact Sheet 5: Pensions and Divorce/Dissolution |
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OCTOBER 2008 (PDF, 4 pages, 110KB) In this fact sheet, we look at what happens to your LGPS benefits if you get divorced or your civil partnership is dissolved.
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Fact Sheet 6: Life Cover in the LGPS
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JANUARY 2010 (PDF, 6 pages, 99KB) This fact sheet details how the Scheme provides valuable life cover and financial protection to your family in the event of your death.
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| Fact Sheet 7: Transferring Pension Rights |
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JANUARY 2010 (PDF, 4 pages, 102KB) This fact sheet explains how members can transfer previous pension rights into the LGPS.
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| Fact Sheet 8: Leave of Absence |
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JANUARY 2010 (PDF, 4 pages, 56KB) This fact sheet explores how your membership in the LGPS could be affected and your benefits reduced if you are off work for any reason.
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| Fact Sheet 9: Leaving your job before Retirement |
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JANUARY 2010 (PDF, 12 pages, 218KB) This fact sheet looks at what happens to your LGPS benefits on leaving your job before retirement if you pay into the LGPS on or after 1 April 2008.
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| Fact Sheet 10: Changes in Dependant's Benefits |
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FEBRUARY 2010 (PDF, 4 pages, 136KB) This fact sheet explainins recent changes to the LGPS which may affect the survivor’s pension payable on your death if you are in a registered civil partnership or have nominated a cohabiting partner.
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