Early payment of deferred benefits due to permanent ill health

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The second method of obtaining early payment of your deferred benefits is on the grounds of permanent ill health.
You can apply to your former employer for payment of your deferred benefits at any age, without reduction if, because of your health:
  • you would be permanently incapable of the job you were working in when you left the LGPS, and
  • you are unlikely  to be capable of undertaking any gainful employment within 3 years of applying for the benefit, or by your Normal Pension Age, whichever is the earlier.
If you do not take early payment of deferred benefits, they will be paid from Normal Pension Age unless you opt to delay payment beyond that age.
If you draw your deferred benefits after Normal Pension Age they will be paid at an increased rate. Deferred benefits must be paid before age 75.