DECEASED DIED IN SERVICE
Additional Voluntary Contributions (AVCs) and Extra life Cover
When a member dies whilst still working and paying AVCs or buying extra life cover with one of the Fund’s in-house AVC provider, the Fund arranges for the accumulated AVC fund or for the assured sum of life cover to be paid, in the same proportion, to the same beneficiaries nominated to receive the death grant payable from the LGPS.
Other Additional Contributions
If the member was buying back part-time membership, buying a bigger lump sum or added years, contracts are deemed to have been paid in full and any additional membership is reflected in the benefits payable to beneficiaries.
Where a member has been paying Additional Regular Contributions (ARCs) to give additional pension at retirement and elected to provide for a survivor’s pension in the event of their death, the Fund arranges for the payments to be made to the spouse/partner as necessary.
For more detailed information regarding additional pension contributions, contact the Fund on 0151 242 1396.
